Selling Inherited Property During Probate - Utah

Probate takes months. Bills do not wait. If you are looking into selling inherited property during probate in Utah, you are not alone - thousands of heirs face the same timing gap every year. This guide explains your options, the true costs, and how to navigate Utah's probate process without surrendering your inheritance to delays.

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Selling inherited property during probate is a common scenario in Utah. Whether selling is the right choice depends on the estate's debts, the number of heirs, the property's condition and location, and each heir's financial situation. Understanding when sale makes sense helps families make informed decisions.

To pay estate debts. If the estate does not have sufficient cash to pay valid creditor claims, administration costs, and taxes, property must be sold to generate funds. Real estate is often the largest asset in an estate but also illiquid - selling converts it to cash that can pay obligations. If the estate is solvent but cash-poor, sale may be the only way to satisfy creditors without requiring heirs to contribute their own funds.

Multiple heirs who cannot agree. When multiple heirs inherit equal shares of a single property, they must agree on how to handle it. Some want to sell; others want to keep. Some have capital to buy out siblings; others do not. In practice, most multi-heir real estate inheritances result in sale because reaching consensus on retention is difficult. Courts can partition property or order sale if heirs cannot agree.

Property is distant or unwanted. Heirs who inherit property far from where they live often prefer to sell rather than become long-distance landlords. Managing rental property from across the country is impractical for most people. Similarly, heirs who inherit property they have no personal connection to - a deceased relative's home they never visited, for example - typically prefer cash.

Maintenance costs exceed value. Some inherited properties are in poor condition, have deferred maintenance, or are in declining markets. When anticipated holding costs (property taxes, insurance, maintenance, mortgage) exceed the property's appreciation potential or rental value, selling promptly makes financial sense.

Tax advantages of sale. The step-up in basis at death means inherited property can typically be sold shortly after inheritance with minimal or no capital gains tax. This "tax-free sale window" is a powerful benefit that encourages selling rather than holding highly appreciated property. A home the decedent bought for $80,000 that is now worth $500,000 can be sold for $500,000 with essentially no tax - the step-up eliminated the $420,000 of pre-inheritance appreciation.

Required by will or intestacy. Some wills specifically direct the executor to sell real estate and distribute proceeds among beneficiaries. Some intestacy situations similarly require sale when heirs have fractional interests. In these cases, the executor has no choice and must sell.

When to hold instead. Sometimes holding makes more sense than selling. A single heir who wants to move into the home. An heir who wants to rent out the property. A property in a rapidly appreciating market where future gains justify retention despite costs. Family properties with sentimental value that justify holding even with no financial case for retention.

Timing the decision. The sell-or-hold decision often cannot be made until the estate's overall financial picture is clear. Is there sufficient cash for debts? Do all heirs agree? What are the tax implications for each heir? These questions often require 60 to 90 days of post-death investigation before a clear decision emerges. The executor should not rush this decision if the estate's situation is unclear.

Through Fast Probate Advance, Marcus Chen helps heirs access non-recourse advances while property sale decisions are being made. Call (800) 555-0202 for a free consultation in Utah.

Selling estate real estate during probate typically involves more procedural steps than a regular home sale. The [ProbateCourt] in Utah has oversight authority, and specific approval procedures vary based on estate circumstances and Utah law.

Court approval requirements. Utah rules on court approval for probate sales depend on the form of administration. Full probate with court supervision typically requires court approval for real estate sales. Independent administration (where the will grants broad executor powers) often allows sales without court approval. [UPCAdopted] affects the specific procedures available.

Independent executor status. If the will grants the executor independent powers (common in modern wills), the executor can often sell estate real estate with only notice to beneficiaries rather than court approval. This is significantly faster than formal approval. Wills drafted by experienced estate planning attorneys typically include independent executor provisions for exactly this reason.

Required court approval. When formal court approval is required, the process typically involves the following steps. Appraisal - obtain a current appraisal establishing fair market value, typically within the last 6 months. Notice to beneficiaries - send notice of the proposed sale to all beneficiaries with information about the buyer, price, and terms. Court petition - file a petition asking the court to approve the sale with supporting documents. Hearing - attend a hearing 4 to 8 weeks after filing where the court considers objections and approves or denies. Court order - receive a formal court order authorizing the sale. Closing - close the transaction with the court order providing authority for the executor to sign closing documents.

Fair market value requirement. Estate sales must be at fair market value. Significantly below-market sales can be challenged by beneficiaries or creditors. The appraisal establishes the reference point. Sales within 10% of appraised value are typically accepted. Sales below that range may require additional justification or may be denied.

Competitive bidding. Some courts require competitive bidding for estate sales, either through open-market listing or formal auction procedures. The intent is to ensure fair market value. Open-market listing with a licensed real estate agent is the most common approach and typically satisfies competitive bidding requirements.

Confirmation hearing. In some jurisdictions, a court confirmation hearing is held after a contract is signed but before closing. At confirmation, overbids (higher offers from other interested buyers) may be considered. Confirmation hearings add 4 to 6 weeks to the transaction. Not all jurisdictions require confirmation; many allow the executor to proceed to closing once an offer is accepted.

Beneficiary objections. Beneficiaries who object to a proposed sale can raise objections at the court hearing. Common objections include price below market, inadequate marketing, preference for specific buyer (family member), or belief the property should be retained. Courts weigh objections against the executor's fiduciary duty to manage the estate appropriately.

Emergency sales. If the estate faces foreclosure, significant tax liens, or other urgent situations, courts can expedite sale approval. Emergency petitions receive prioritized scheduling and reduced notice periods. These situations should involve attorney guidance to ensure procedural requirements are met despite the expedited timeline.

Sales to family members. Sales to family members (heirs, relatives) require special attention. Courts scrutinize these sales more carefully because of the conflict of interest. Appraisal-supported fair market value, open-market exposure (to confirm no better offers available), and court approval with notice to all beneficiaries are typically required.

Listing during probate. Many executors list properties for sale before formal approval is obtained, to avoid delay. Listing and accepting offers does not require court approval in most cases - only the actual sale contract and closing require approval. The executor can begin the marketing process immediately after appointment.

Through Fast Probate Advance, heirs can access advances based on expected inheritance while sale processes proceed. Call (800) 555-0202 for a free consultation in Utah.

The timeline for selling estate real estate in Utah typically runs 3 to 6 months from the decision to sell through closing. Understanding this timeline helps executors plan and helps heirs set realistic expectations for when proceeds will be available.

Pre-sale preparation (Weeks 1-6). Before listing, several steps are needed. Appraisal - obtain a current appraisal establishing fair market value ($400-$800). Property assessment - identify needed repairs and decide what to complete before listing. Cleanout - remove personal property, unless being sold with the home. Repairs - address any urgent maintenance issues. Cosmetic updates may or may not be worth the investment. Staging - for higher-end properties, professional staging can increase sale price. Agent selection - interview and select a real estate agent experienced with estate sales. These preparations typically take 4 to 6 weeks.

Listing and marketing (Weeks 6-18). Once prepared, the property is listed with the selected agent. Time on market varies significantly by market conditions and property type. In strong sellers markets, properties may sell in 2 to 4 weeks. In slower markets, 8 to 12 weeks is more typical. Estate properties sometimes take longer because potential buyers worry about probate delays and prefer traditional sellers.

Offer and contract (Weeks 10-18). Once an acceptable offer is received, the parties sign a sale contract. Estate contracts should include probate-specific provisions - contingencies on court approval if required, disclosure of the estate situation, and appropriate representations. The contract typically includes due diligence periods, loan contingencies, and a target closing date 30 to 45 days after contract signing.

Court approval if required (Weeks 14-24). If court approval is required for the sale, this adds 4 to 8 weeks to the timeline. The petition is filed with the [ProbateCourt] after a contract is signed. Notice goes to beneficiaries. A hearing is scheduled 4 to 8 weeks out. The court issues an order after the hearing. Only then can the closing proceed.

Due diligence and loan processing (Weeks 14-22). During this period, the buyer conducts home inspection, any specialty inspections (pest, radon, etc.), and title review. If the buyer is financing, the lender completes underwriting including appraisal, credit verification, and loan approval. These activities proceed in parallel with court approval if required.

Closing preparation (Weeks 20-24). In the final weeks before closing, title search, document preparation, and escrow coordination occur. The title company prepares all closing documents including deed from the estate to the buyer. The executor reviews and signs documents. Any final inspections and walk-throughs occur.

Closing and funds (Weeks 22-26). At closing, documents are signed, funds transfer, and title passes to the buyer. The buyer's funds are typically wired to the title company, which disburses according to the settlement statement. The estate receives its net proceeds. The deed is recorded with the county recorder shortly after closing.

Total timing. From the decision to sell through closing with proceeds in the estate account, typical timing is 3 to 6 months. Fast-track sales in strong markets can complete in 10 to 12 weeks. Complex sales requiring court approval, repairs, or in slow markets can extend to 6 to 9 months.

Impact on overall probate. Real estate sales during probate extend the overall probate timeline by an average of 3 to 6 months. An estate that might otherwise close in 9 months takes 12 to 15 months with a property sale. This delay affects when heirs ultimately receive their distributions.

Estates requiring multiple property sales. If the estate includes multiple properties that must be sold, sales can proceed in parallel to minimize delay. Selling four properties simultaneously takes only marginally longer than selling one property - probably 1 to 2 additional months for administrative coordination. Selling them sequentially would take more than twice as long.

Through Fast Probate Advance, heirs can access non-recourse advances while real estate sales proceed. The advance provides cash during the sale waiting period without requiring the sale to complete. Call (800) 555-0202 for a free consultation in Utah.

The tax treatment of selling inherited property is generally favorable to heirs, but understanding the specifics helps maximize the benefit and avoid surprises. The key concept is step-up in basis, which typically eliminates capital gains tax on pre-inheritance appreciation.

Step-up in basis. When property is inherited, the heir's basis for income tax purposes is reset to the fair market value at the date of the decedent's death. If the decedent bought a home in 1990 for $75,000 and it was worth $500,000 at death, the heir's basis is $500,000. This wipes out the $425,000 of appreciation during the decedent's lifetime for tax purposes. The IRS documents this rule clearly.

Capital gains only on post-death appreciation. When the heir or estate sells the property, capital gains are calculated based only on appreciation after the date of death. If the home appraised at $500,000 on the death date and sells 6 months later for $510,000, the gain is only $10,000. This gain is long-term if the sale occurs more than 1 year after the decedent's death, though inherited property is automatically treated as long-term regardless of holding period in most cases.

Loss of deferred capital gains. Conversely, if the property is worth less at death than the decedent's original cost, the step-up becomes a step-down - and the heir's basis is the lower current value rather than the original cost. This is typically unfavorable, though it reflects actual market reality.

Sale by the estate vs by heirs. Property can be sold by the estate during probate or distributed to heirs who then sell it individually. The tax result is similar in most cases - the step-up basis applies either way. Sale by the estate reports the gain (if any) on the estate's Form 1041. Sale by individual heirs reports the gain on their personal returns. Distribution in-kind followed by sale avoids the estate being taxed on post-death appreciation - the heir captures any additional appreciation at their personal rate.

Establishing the step-up value. The stepped-up basis must be documented with credible evidence of date-of-death value. A formal appraisal is the gold standard. Zestimates, comparable sales, or tax assessed value are less reliable and may be challenged by the IRS if the estate is audited. Estates subject to federal or state estate tax have inventory values that typically serve as stepped-up basis. Estates not subject to tax still benefit from obtaining appraisals to support the basis.

State estate tax effect. [StateEstateTax]. If Utah imposes state estate tax, the inventory values used for tax purposes become the stepped-up basis for income tax. This coordination simplifies documentation. States without estate tax still benefit from the federal step-up for heirs' income tax purposes.

Rental property considerations. Inherited rental properties receive step-up basis, and depreciation resets to a new schedule on the stepped-up basis. The decedent's accumulated depreciation is wiped out - no depreciation recapture. The heir begins a new 27.5-year or 39-year depreciation schedule (residential vs commercial). If the rental is sold shortly after inheritance, limited depreciation means most of the basis is preserved.

Sale within 2 years of inheritance. Sales occurring within 2 years of the decedent's death can sometimes use the original appraised value as the sale price if no formal appraisal was obtained and the sale is arm's length. This "sale provides the value" approach simplifies documentation for quick sales.

Capital gains tax rates. Capital gains on inherited property sales use the heir's capital gains tax rate. Long-term rates are 0%, 15%, or 20% based on income. Most heirs pay 15%. High-income heirs pay 20%. Heirs in lower tax brackets may pay 0%.

State capital gains tax. States with income tax typically also tax capital gains, though rates and treatment vary. Some states have special treatment for capital gains. Consult state-specific tax advice for your situation.

Net Investment Income Tax (NIIT). The 3.8% NIIT may apply to capital gains for higher-income taxpayers (income over $200,000 single or $250,000 married filing jointly). This is an additional federal tax on investment income including capital gains from real estate sales.

Installment sales. If the property is sold on an installment basis (seller financing with payments over time), the gain is recognized as payments are received rather than all at once. This can help manage tax bracket impact for heirs who might otherwise be pushed into higher tax brackets.

Through Fast Probate Advance, heirs can access advances during the property sale process. The advance is not taxable as income and does not affect capital gains treatment of the underlying sale. Call (800) 555-0202 for a free consultation in Utah.

When multiple heirs inherit a single property, they must decide together how to handle it. Unanimous agreement makes the process smooth. Disagreements can create significant complications. Understanding the options helps multiple-heir families navigate these situations.

Unanimous agreement. When all heirs agree on the plan - whether to sell, keep, rent, or something else - the decision can proceed smoothly. Unanimous agreement to sell allows the executor to market the property and distribute proceeds among heirs per their respective shares. Unanimous agreement to keep requires ongoing coordination on ownership, responsibilities, and costs.

Common disagreement scenarios. Disagreements typically fall into predictable patterns. Some heirs want to sell immediately; others want to hold for appreciation or personal use. Some heirs have capital to buy out other siblings; others do not. Heirs who lived with or near the decedent often have stronger attachment to the property than distant heirs. Financial need varies among heirs, which affects their preference for cash now versus potential future value.

Buy-out arrangements. One solution to disagreement is a buy-out - one heir purchases the other heirs' interests at a fair price. A fair price is typically based on professional appraisal. The buying heir pays cash (or financing) for the other heirs' share. The property then transfers entirely to the buying heir. This works when the buying heir has the financial means and the other heirs want their share in cash.

Financing a buy-out. If the buying heir does not have sufficient cash, financing options include probate loans (during administration), mortgages on the property once title transfers, home equity on other property, or family loans. The financing is typically secured by the property being purchased.

Partition action. If heirs cannot agree and no buy-out is feasible, any heir can file a partition action in the [ProbateCourt] or civil court (depending on jurisdiction). Partition asks the court to either physically divide the property (rarely practical for a single home) or order its sale with proceeds distributed. Partition actions take 6 to 18 months and cost $5,000 to $50,000+ in legal fees, which are typically paid from sale proceeds.

Court-ordered sale. When partition is granted, the court orders the property sold - typically through a receiver or independent party appointed to oversee the sale. The sale proceeds are then distributed among heirs according to their respective shares. Heirs can be buyers in the court-ordered sale, creating an indirect buy-out opportunity.

Mediation as alternative. Before litigation, mediation can often resolve heir disputes. A neutral mediator helps heirs identify their interests and explore creative solutions. Mediation costs significantly less than litigation and often preserves family relationships that partition actions can damage. Mediation resolves approximately 75% of family property disputes that reach that stage.

Communication strategies. Early communication prevents many disputes. The executor should discuss the property decision with all heirs as soon as the estate situation is clear. Heirs should communicate their preferences and financial situations openly. Written documentation of decisions (email confirmations, meeting minutes) prevents later misunderstandings.

Professional mediation. For significant disagreements, professional mediators experienced in family property disputes can be valuable. Estate attorneys often have mediation networks and can recommend qualified mediators. Mediation typically takes 2 to 4 sessions over a few weeks and costs $1,500 to $5,000.

Heirs with different financial needs. Not all heirs have the same financial situation. An heir in financial distress may desperately need cash from a sale. An heir who is well-off financially may prefer to hold for tax-efficient long-term appreciation. These different needs can be addressed through partial sales (some heirs cash out, others retain), staged sales (sell some properties now, others later), or asymmetric distributions (cash-heavy for one heir, property-heavy for another).

In-kind distribution with valuations. Sometimes the cleanest solution is in-kind distribution where different heirs receive different assets. One heir takes the property (and commits to paying the others their share), another takes investment accounts, and so on. Each asset must be valued fairly, and the overall distribution must match each heir's entitlement under the will.

Tax considerations in multi-heir sales. Sales involving multiple heirs with different financial situations create tax complications. Heirs in higher tax brackets may want to spread gain over multiple years through installment sales. Heirs who want to reinvest in real estate may benefit from 1031 exchanges (though limited in estate context). Planning for these differences requires individual consultation for each heir.

Through Fast Probate Advance, Marcus Chen helps heirs access advances while multi-heir property decisions are being resolved. Call (800) 555-0202 for a free consultation in Utah.

Successfully selling estate property during probate requires attention to specifics that general real estate transactions do not encounter. These practical tips help executors and heirs navigate the process efficiently.

Work with experienced probate agents. Not all real estate agents have experience with estate sales. Probate-experienced agents understand court approval requirements, probate-specific contract provisions, cleanout logistics, and how to market to buyers who may be wary of estate situations. Interview agents about their probate sale experience before selecting. Look for agents who have closed multiple estate sales and understand Utah probate procedures.

Price accurately. Estate sales often price at or slightly above the appraised value. Pricing significantly above appraisal rarely works because estate properties are already viewed as less attractive by some buyers - overpricing compounds the disadvantage. Pricing significantly below appraisal may not be accepted by the court. Work with the agent to find an accurate price based on the appraisal and current market comparables.

Disclose the estate situation. Buyers appreciate upfront disclosure that the property is being sold through probate. Disclosure reduces surprises during the transaction and helps buyers who are uncomfortable with estate sales self-select out early rather than backing out late. Include "Sale subject to court approval" or similar language in listing materials if applicable.

Address deferred maintenance strategically. Most estate properties have some deferred maintenance. Deciding what to fix versus what to leave requires judgment. Urgent safety issues (damaged stairs, electrical hazards) should be fixed. Major cosmetic updates (new kitchens, new flooring) often do not return their investment. Painting, landscaping, and minor repairs typically provide good return. Get agent input on what will actually move the needle in your specific market.

Professional cleanout. Estate properties often have decades of accumulated personal property. A professional estate cleanout service can efficiently remove items with appropriate disposition (sale, donation, disposal). This usually costs $500 to $2,500 for a typical home. Cleanout improves showing quality dramatically and reduces buyer concerns about unknown issues hidden by clutter.

Consider a home warranty. Offering a 1-year home warranty with the sale (typically $500 to $800) reduces buyer concerns about unknown property conditions from the decedent's long ownership. Warranties cover many of the issues that most concern buyers of older homes - HVAC, appliances, plumbing, electrical.

Schedule showings flexibly. If heirs are cleaning out the property or taking specific items, coordinate with buyer showings. Flexible showing availability captures more buyers. Weekend showings are particularly important in most markets. Use a lockbox to allow agent-accompanied showings without the executor present.

Handle personal property decisions. Some personal property may be valuable (antiques, collectibles, art). Get these items appraised before disposing of them. Other personal property is of minimal value and can be donated or disposed of. Family members should have first opportunity to claim specific items they want, with values credited against their inheritance share if applicable.

Stage key rooms. For higher-end properties, professional staging of the main living areas, primary bedroom, and kitchen can substantially improve both price and time on market. Full staging for a typical home costs $2,500 to $5,000 per month. Partial staging of key rooms is less expensive and often provides most of the benefit.

Be prepared for longer escrow. Estate sales often have longer escrow periods than standard sales. Court approval if required adds 4 to 8 weeks. Working with buyers and their agents to set realistic timelines prevents frustration and fallout during the transaction. Clear communication about expected delays maintains buyer commitment.

Understand buyer types. Estate properties attract specific buyer types. Investors and flippers look for deals and can close quickly. First-time buyers may be deterred by the estate situation but can be receptive with reasonable pricing. Renovation-minded buyers appreciate properties needing work if priced accordingly. Understanding your likely buyer pool helps guide pricing and presentation decisions.

Coordinate with heirs on decisions. Major decisions during the sale should involve the heirs (or at least be communicated to them). Price reductions, offer acceptance, repair credits, and other decisions affect what heirs ultimately receive. Transparent communication prevents disputes at final accounting.

Document everything. Keep detailed records of all sale activities - agent agreements, listing information, offers received and responses, contracts, amendments, closing documents. These records support the final accounting and any later questions about the sale process.

Through Fast Probate Advance, heirs can access advances during the sale process. Call (800) 555-0202 for a free consultation in Utah.

Selling is not the only option for inherited property. Several alternatives may better serve heirs' interests depending on the property, the heirs' situations, and market conditions.

Buy-out by one heir. One heir purchases the other heirs' interests at a fair price. This keeps the property in the family while providing cash to heirs who prefer it. A fair price typically requires professional appraisal. Payment can be cash or financing. The transaction can occur through the estate (before distribution) or after individual heirs receive their shares. Buy-outs take 10 to 30 days once terms are agreed.

Rental conversion. The property is retained and converted to rental income for heirs. This works when the property generates meaningful rental income relative to holding costs and when heirs want ongoing income rather than lump sum cash. Rental management requires time and expertise - professional property management typically costs 8-10% of rents collected. Rental income is taxable to the heirs. Major repairs and vacancies can disrupt the expected income.

Joint ownership for continuing use. Heirs retain joint ownership and use the property for family purposes - a vacation home, rental from time to time, future residence for one heir. This requires clear agreements about responsibilities, use rights, and future exit strategies. Partnership agreements or LLC structures can formalize these arrangements.

Life estate for surviving spouse. If the decedent had a surviving spouse, the will may grant the spouse a life estate in the property with remainder to children. The spouse uses the property during their lifetime; title passes to children at the spouse's death. This structure is common in blended families where the decedent wants to provide for their current spouse while preserving the ultimate inheritance for their children.

Short-term rental. Converting to short-term rental (Airbnb, VRBO) can generate higher income than long-term rental in some markets. This requires more active management and has more regulatory complexity (short-term rental permits, local restrictions). For properties in vacation destinations or urban areas, short-term rental can be profitable.

Move-in by an heir. One heir moves into the property as their primary residence. This works when the heir wants to live there and can buy out other heirs. It provides a family member with housing while using estate value. Tax implications include the heir's use of stepped-up basis for future sale and potential primary residence capital gains exclusion ($250,000 single, $500,000 married filing jointly for sales after meeting residency requirements).

Hold for appreciation. In rapidly appreciating markets, retaining the property may provide better returns than selling. This requires heirs to cover ongoing costs (taxes, insurance, maintenance) in the hope of future gains. The strategy works when confident of continued appreciation and when heirs can afford the holding costs. Property tax reassessment at inheritance can increase ongoing costs significantly.

Gift to charity. Heirs who do not need the property and want to benefit a charity can donate the property. The donation generates a charitable tax deduction based on fair market value. For appreciated property, the donation avoids the capital gains that would occur on sale. This works for heirs in higher tax brackets who want to make significant charitable gifts.

1031 exchange. A 1031 exchange allows deferring capital gains by exchanging investment property for other investment property. 1031 exchanges are not generally available during probate because the property is held by the estate. After distribution, individual heirs can potentially 1031 exchange their inherited investment property. Strict timing and procedural requirements apply. Primary residences do not qualify for 1031 exchanges.

Conservation easement. For rural or environmentally sensitive properties, placing a conservation easement can provide tax benefits while preserving the land. The easement restricts future development, reducing property value but generating charitable deductions. This complex strategy requires specialized legal and tax advice.

Ground lease. The property is leased long-term to a commercial user while retaining ownership. This provides income without the complexity of operating a business on the property. Ground leases are more common for commercial properties than residential.

Strategic timing of sale. Even if sale is the eventual plan, timing can optimize results. Selling at a market peak versus a market trough significantly affects net proceeds. Waiting 1-2 years in a rising market may justify the carrying costs. However, market timing is difficult, and the "tax-free sale window" created by step-up basis is a strong argument for selling promptly.

Each alternative has different implications for cash flow, taxes, family dynamics, and long-term financial planning. Consultation with a financial advisor, tax professional, or estate planning attorney helps identify the best path for each family's situation.

Through Fast Probate Advance, heirs can access advances regardless of which property strategy they ultimately choose. Call (800) 555-0202 for a free consultation in Utah.

Fast Probate Advance connects Utah clients with licensed probate advance providers who deliver fast quotes and transparent terms. Every quote is free. Here is how it works:

• Step 1: Request your free quote - Call or submit your information online. We match you with a qualified provider who serves Utah.
• Step 2: Review your options - Your provider evaluates your situation and presents clear terms with transparent pricing. No obligation to move forward.
• Step 3: Move forward on your terms - If you accept, your provider handles the paperwork from start to finish. Most clients see funding within days.

Ready to access your inheritance early? Call Marcus Chen at (800) 555-0202 or request your free advance quote online.